The NEW Approach to Your Mortgage
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
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Who We Are
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Welcome to the GEM Lending Team at NEO Home Loans
Led by Megan Sawamura, our visionary co-creator and Producing Branch Manager, we specialize in turning aspirations into realities. Megan’s own journey to financial freedom started with a small investment from her grandfather—a seed that grew into a flourishing portfolio of properties. Her story is proof that with the right guidance and a little initial capital, anyone can build lasting wealth.
We believe that the journey to owning your first home is the first step towards financial independence. With Megan’s expertise, fueled by her passion for economic empowerment and a background in Economics from UCSB, we are dedicated to educating and supporting the next generation of homeowners. Whether you’re navigating your first mortgage or exploring ways to invest in real estate, the GEM Team is here to guide you every step of the way.
Start your journey with us, and let’s lay the foundation for your future, one brick at a time. Join the many who have turned their dreams into doors—doors that open to new possibilities and opportunities.
How Our Process Stands Out
Step 1: Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2: Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3: Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4: Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth. The closing of your loan is just the start of our relationship.
You deserve to be a successful homeowner.
Let us guide you there.
It's part of our mission to position you as the most prepared home buyer in the market. Why? Because we believe the dream of homeownership is for everyone.
We go above and beyond to equip you with the knowledge, resources, and support you need to stand out among other buyers. By providing you with comprehensive guidance and personalized strategies, we ensure that you're well-prepared and confident throughout the home buying journey.
