The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
Schedule your dreams & goals call
Megan Sawamura
Co-Creator | Producing Branch Manager | NMLS# 972639
Starting in the business right out of college, I’ve been deeply passionate about financial literacy and teaching people how to build generational wealth. My journey began with a profound lesson from my grandfather, a blue-collar worker who transformed his life from washing dishes to owning a restaurant and eventually an entire shopping center. Every Christmas, while my 12 cousins and I never received physical presents from him, we found Fidelity statements in our stockings. As a child, it seemed insignificant, but his small gesture turned into a $20k windfall when he passed away. At 24, I used that money to buy my first house, renting out rooms to friends, saving diligently, and eventually buying more properties. Over the past eight years, that initial $20k has grown into five properties, allowing me to honor his legacy and demonstrate that wealth-building is possible with the right information, not necessarily a lot of money.
Today, I lead a dynamic team and branch in the mortgage industry, excited to shape its future. With an Economics degree from UCSB, I reside in Little Italy, San Diego, where I’m a Padres season ticket holder. My hobbies include wine making and tasting, traveling, scuba diving, and enjoying live music festivals.
The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.
